Main Phone Number for Each Credit Bureau
- Equifax: 1-888-548-7878
- TransUnion: 1-800-916-8800
- Experian: 1-800-493-1058
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How to Talk to a Live Human at the Credit Bureaus
To speak with a real human operator at each of the three main credit bureaus for help with general credit questions, you can call the following phone numbers along with their respective phone prompts.
- Equifax: 1-888-548-7878 – (Press ‘3’)
- TransUnion: 1-800-916-8800 – (Press ‘0’)
- Experian: 1-800-493-1058 – (Enter ‘SSN’ and possibly ‘ZipCode’ >> Say ‘Credit’ or press ‘2’ >> Say ‘Credit Report’ or Press ‘1’ >> Say ‘Credit Questions’ or Press ‘1’)
Following each of those prompts, your call will be transferred then you’ll have to wait on hold until a customer service representative is available.
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