Main Phone Number for Each Credit Bureau

  1. Equifax: 1-888-548-7878
  2. TransUnion: 1-800-916-8800
  3. Experian: 1-800-493-1058

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How to Talk to a Live Human at the Credit Bureaus

To speak with a real human operator at each of the three main credit bureaus for help with general credit questions, you can call the following phone numbers along with their respective phone prompts.

  • Equifax: 1-888-548-7878 – (Press ‘3’)
  • TransUnion: 1-800-916-8800 – (Press ‘0’)
  • Experian: 1-800-493-1058 – (Enter ‘SSN’ and possibly ‘ZipCode’ >> Say ‘Credit’ or press ‘2’ >> Say ‘Credit Report’ or Press ‘1’ >> Say ‘Credit Questions’ or Press ‘1’)

Following each of those prompts, your call will be transferred then you’ll have to wait on hold until a customer service representative is available.

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